Credit repair organizations are generally businesses that, for a fee, will advise consumers on methods they may employ that, if successful, could remove derogatory information from their credit bureau reports, thus making it easier to obtain additional credit. The Fair Credit Reporting Act was enacted to protect consumers from abusive credit reporting practices and to establish a fair and reasonable framework within which commerce could safely continue to be conducted with consumers on a credit basis. Each of the three national credit reporting agencies (Trans Union, Equifax, and Experian) and affiliate credit bureaus serviced by their networks, as well as remaining locally owned an operated credit bureaus, have consumer relations departments who are trained and certified to assist the consumer public in understanding the information contained in their credit report. If you have been denied credit within the past 60 days you are entitled to a free disclosure from the reporting bureau. Otherwise you are able to obtain the disclosure for a small fee. No one, including a credit repair organization, can represent that accurate information can be removed from your credit report, regardless of whether or not you pay a fee. Information reported about adverse credit experiences with you will automatically be deleted as they become obsolete under the FCRA. Only the passage of time and the prompt payment of your accounts can legally improve your credit history.

Mali oglasi

Dragan 065/884-8890
Iskusni bravari rade hale, garaže, panelima leksanom, kao i kapije, ograde, natkrivanje terasa.

Green Smarthaus +381 65 477 5001
Najpovoljnije i najkvalitetnije montažne kuće u Srbiji, uvoz iz Austrije. Eksluzivni najprodavaniji modeli. Proverite sajt www.smarthaus.rs.

Nikolija +49 176 7884 4021
Minhen i okolina - tražim posao čuvanja deteta, ili dece. Imam jako dobro iskustvo, predana sam i pedantna. Za sve dodatne informacije, možete me kontaktirati. Molim, samo ozbiljne ponude.

Jasmina 060/184-9309
Potrebni preprodavci božićnih ježića od žita. Ručni rad, mali su, simpatični, cena je povoljna i postoji mogućnost pristojne zarade pred Novu godinu.

Edo +385 98 265 705
Selidbe i dostave u Evropsku uniju, i iz Evropske unije, vršim povoljno velikim kombijem.

SZR Limaks Beška +381 022 570 799
Proizvodnja i prodaja - kvarcne peći i kaloriferi. Kvarcne grejalice za brzo zagrevanje, sa i bez daske. www.limaks.co.rs

Inter CAFFE

40 korisnika prisutno: 3 registrovanih, 1 skrivenih i 36 senkica. Ulogovani: cesko, galeksic, niko650 (01:08)

Bolje te vidim kad sklopim oči - Milan Višnjić
Uto 16.12.2014 8:31, micha@Umetnost
Jedan od cudnijih snova
Pon 15.12.2014 15:58, jeka1983@Sanovnik forum
Iz moje svaštare
Pon 15.12.2014 12:48, micha@Umetnost
Sanjam stalno bivseg momka. Da li to ista znaci?
Sre 10.12.2014 7:59, danielarmd@Sanovnik forum
Muzicki kutak - pjesme za prijatelje
Sre 10.12.2014 0:11, apprivoiser@Umetnost
Poezija - najlepsi stihovi
Sub 06.12.2014 10:32, Wind@Umetnost
Filigranska kapija od stihova - Dejan Milenković
Sub 06.12.2014 1:28, tragalac@Umetnost
Recepti, jela od mesa - rostiljijada
Sub 06.12.2014 0:45, niko650@Životni stil

Virtuelne razglednice

za rodjendan, godišnjicu braka, srećnu slavu, ženidbu, udaju, položen vozački, prijem u radni odnos...